/* SIB Financial Website - Modern Styling */

/* ============================================
   ROOT VARIABLES & RESET
   ============================================ */
:root {
    /* Colors */
    --primary: #6366f1;
    --primary-dark: #4f46e5;
    --secondary: #10b981;
    --accent: #f59e0b;
    --gold: #fbbf24;
    --dark: #111827;
    --dark-gray: #1f2937;
    --gray: #6b7280;
    --light-gray: #f3f4f6;
    --white: #ffffff;

    /* Gradients */
    --gradient-primary: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    --gradient-gold: linear-gradient(135deg, #f59e0b 0%, #fbbf24 100%);
    --gradient-success: linear-gradient(135deg, #10b981 0%, #059669 100%);

    /* Spacing */
    --section-padding: 100px 0;
    --container-width: 1200px;

    /* Typography */
    --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1);
    --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1);
    --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1);

    /* Transitions */
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-family);
    line-height: 1.6;
    color: var(--dark);
    background: var(--white);
    overflow-x: hidden;
}

.container {
    max-width: var(--container-width);
    margin: 0 auto;
    padding: 0 20px;
}

/* ============================================
   NAVIGATION
   ============================================ */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    box-shadow: var(--shadow-sm);
    z-index: 1000;
    transition: var(--transition);
}

.nav-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 0;
}

.logo h2 {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--dark);
}

.logo span {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 2rem;
}

.nav-menu a {
    text-decoration: none;
    color: var(--dark);
    font-weight: 500;
    transition: var(--transition);
    position: relative;
}

.nav-menu a::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gradient-primary);
    transition: width 0.3s;
}

.nav-menu a:hover::after,
.nav-menu a.active::after {
    width: 100%;
}

.cta-btn {
    background: var(--gradient-primary);
    color: white;
    border: none;
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
}

.cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
}

.hamburger span {
    width: 25px;
    height: 3px;
    background: var(--dark);
    border-radius: 3px;
    transition: var(--transition);
}

/* ==============================================
   HERO SECTION
   ============================================ */
.hero {
    padding: 150px 0 100px;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1440 320"><path fill="%23ffffff" fill-opacity="0.1" d="M0,96L48,112C96,128,192,160,288,160C384,160,480,128,576,122.7C672,117,768,139,864,138.7C960,139,1056,117,1152,101.3C1248,85,1344,75,1392,69.3L1440,64L1440,320L1392,320C1344,320,1248,320,1152,320C1056,320,960,320,864,320C768,320,672,320,576,320C480,320,384,320,288,320C192,320,96,320,48,320L0,320Z"></path></svg>') no-repeat bottom;
    opacity: 0.3;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-text {
    color: white;
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 900;
    line-height: 1.1;
    margin-bottom: 1.5rem;
}

.gradient-text {
    background: linear-gradient(to right, #fbbf24, #f59e0b);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    display: block;
}

.hero-subtitle {
    font-size: 1.25rem;
    opacity: 0.9;
    margin-bottom: 2rem;
    line-height: 1.8;
}

.hero-cta {
    display: flex;
    gap: 1rem;
    margin-bottom: 3rem;
}

.btn-primary,
.btn-secondary {
    padding: 1rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: var(--transition);
    border: none;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
}

.btn-primary {
    background: white;
    color: var(--primary);
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

.btn-secondary {
    background: rgba(255, 255, 255, 0.2);
    color: white;
    border: 2px solid white;
}

.btn-secondary:hover {
    background: white;
    color: var(--primary);
}

.btn-primary.large {
    padding: 1.25rem 2.5rem;
    font-size: 1.125rem;
}

.trust-indicators {
    display: flex;
    gap: 2rem;
    flex-wrap: wrap;
}

.indicator {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: white;
    opacity: 0.95;
}

.indicator i {
    font-size: 1.25rem;
}

.phone-mockup {
    perspective: 1000px;
}

.phone-frame {
    width: 300px;
    height: 600px;
    background: #1f2937;
    border-radius: 40px;
    padding: 15px;
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.3);
    transform: rotateY(-15deg) rotateX(5deg);
    transition: transform 0.5s;
    margin: 0 auto;
}

.phone-frame:hover {
    transform: rotateY(0deg) rotateX(0deg);
}

.phone-screen {
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    border-radius: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.app-dashboard {
    width: 100%;
    height: 100%;
    padding: 20px;
    display: flex;
    flex-direction: column;
    gap: 20px;
    animation: fadeIn 1s ease-in-out;
}

.dashboard-header {
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    border-radius: 15px;
    padding: 15px;
}

.balance-card small {
    color: rgba(255, 255, 255, 0.8);
    font-size: 0.75rem;
    display: block;
    margin-bottom: 5px;
}

.balance-card h3 {
    color: white;
    font-size: 1.75rem;
    font-weight: 800;
    margin: 0;
}

.dashboard-chart {
    flex: 1;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.dashboard-chart i {
    font-size: 3rem;
    color: rgba(255, 255, 255, 0.6);
    animation: pulse 2s ease-in-out infinite;
}

.dashboard-stats {
    display: flex;
    gap: 10px;
}

.stat-item {
    flex: 1;
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    border-radius: 12px;
    padding: 10px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 5px;
}

.stat-item i {
    font-size: 1.25rem;
    color: white;
}

.stat-item span {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.9);
    font-weight: 600;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes pulse {

    0%,
    100% {
        transform: scale(1);
        opacity: 0.6;
    }

    50% {
        transform: scale(1.1);
        opacity: 0.8;
    }
}

/* ============================================
   HOW IT WORKS SECTION
   ============================================ */
.how-it-works {
    padding: var(--section-padding);
    background: var(--light-gray);
}

.section-title {
    text-align: center;
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 3rem;
    color: var(--dark);
}

.section-subtitle {
    text-align: center;
    font-size: 1.125rem;
    color: var(--gray);
    margin-bottom: 3rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.step-card {
    background: white;
    padding: 2.5rem;
    border-radius: 20px;
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    position: relative;
}

.step-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.step-number {
    position: absolute;
    top: -20px;
    left: 50%;
    transform: translateX(-50%);
    width: 50px;
    height: 50px;
    background: var(--gradient-primary);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 1.5rem;
}

.step-icon {
    width: 80px;
    height: 80px;
    background: var(--light-gray);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 2rem auto 1.5rem;
}

.step-icon i {
    font-size: 2rem;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.step-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--dark);
}

.step-card p {
    color: var(--gray);
    line-height: 1.8;
}

/* ====================================================================
   FEATURES SECTION
   ============================================ */
.features {
    padding: var(--section-padding);
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.feature-card {
    background: white;
    padding: 2rem;
    border-radius: 20px;
    border: 2px solid var(--light-gray);
    transition: var(--transition);
}

.feature-card:hover {
    border-color: var(--primary);
    transform: translateY(-10px);
    box-shadow: var(--shadow-xl);
}

.feature-icon {
    width: 70px;
    height: 70px;
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
}

.feature-icon.gold {
    background: linear-gradient(135deg, #fbbf24 0%, #f59e0b 100%);
}

.feature-icon.sip {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
}

.feature-icon.mis {
    background: linear-gradient(135deg, #10b981 0%, #059669 100%);
}

.feature-icon.loan {
    background: linear-gradient(135deg, #ef4444 0%, #dc2626 100%);
}

.feature-icon i {
    font-size: 2rem;
    color: white;
}

.feature-card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--dark);
}

.feature-card>p {
    color: var(--gray);
    margin-bottom: 1.5rem;
}

.feature-list {
    list-style: none;
}

.feature-list li {
    padding: 0.5rem 0;
    color: var(--gray);
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.feature-list i {
    color: var(--secondary);
    font-size: 0.875rem;
}

/* ============================================
   TESTIMONIALS
   ============================================ */
.testimonials {
    padding: var(--section-padding);
    background: var(--light-gray);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.testimonial-card {
    background: white;
    padding: 2rem;
    border-radius: 20px;
    box-shadow: var(--shadow-md);
    transition: var(--transition);
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.testimonial-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1rem;
}

.avatar {
    width: 60px;
    height: 60px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}

.avatar.gradient-purple {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
}

.avatar.gradient-gold {
    background: linear-gradient(135deg, #fbbf24 0%, #f59e0b 100%);
}

.avatar.gradient-green {
    background: linear-gradient(135deg, #10b981 0%, #059669 100%);
}

.avatar i {
    font-size: 1.5rem;
    color: white;
}

.testimonial-header h4 {
    font-size: 1.125rem;
    color: var(--dark);
}

.occupation {
    font-size: 0.875rem;
    color: var(--gray);
}

.rating {
    margin-bottom: 1rem;
}

.rating i {
    color: #fbbf24;
    font-size: 0.875rem;
}

.testimonial-text {
    color: var(--gray);
    line-height: 1.8;
    font-style: italic;
}

/* ============================================
   CTA SECTION
   ============================================ */
.cta-section {
    padding: 80px 0;
    background: var(--gradient-primary);
    text-align: center;
    color: white;
}

.cta-section h2 {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

.cta-section p {
    font-size: 1.25rem;
    margin-bottom: 2rem;
    opacity: 0.9;
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
    background: var(--dark);
    color: white;
    padding: 60px 0 30px;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-col h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

.footer-col h3 span {
    background: var(--gradient-gold);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.footer-col p {
    opacity: 0.8;
    margin-bottom: 1.5rem;
}

.footer-col h4 {
    margin-bottom: 1rem;
    font-size: 1.125rem;
}

.footer-col ul {
    list-style: none;
}

.footer-col ul li {
    margin-bottom: 0.75rem;
}

.footer-col ul a {
    color: white;
    text-decoration: none;
    opacity: 0.8;
    transition: var(--transition);
}

.footer-col ul a:hover {
    opacity: 1;
    color: var(--gold);
}

.social-links {
    display: flex;
    gap: 1rem;
}

.social-links a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    transition: var(--transition);
}

.social-links a:hover {
    background: var(--gradient-primary);
    transform: translateY(-3px);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 2rem;
    text-align: center;
    opacity: 0.8;
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 968px) {
    .hamburger {
        display: flex;
    }

    .nav-menu {
        display: none;
    }

    .hero-content {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-title {
        font-size: 2.5rem;
    }

    .hero-cta {
        justify-content: center;
    }

    .trust-indicators {
        justify-content: center;
    }

    .phone-frame {
        margin-top: 3rem;
    }

    .section-title {
        font-size: 2rem;
    }
}

@media (max-width: 640px) {
    .hero {
        padding: 120px 0 60px;
    }

    .hero-title {
        font-size: 2rem;
    }

    .hero-subtitle {
        font-size: 1rem;
    }

    .hero-cta {
        flex-direction: column;
    }

    .btn-primary,
    .btn-secondary {
        width: 100%;
        justify-content: center;
    }

    .phone-frame {
        width: 250px;
        height: 500px;
    }

    .section-title {
        font-size: 1.75rem;
    }

    .cta-section h2 {
        font-size: 1.75rem;
    }
}